New England Harness Racing
at Plainridge Park in Plainville, Massachusetts

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P.O. Box 1811, Plainville, MA 02762

Executive Secretary: Lin Sherman (508.824.1074; hhanesec@hhane.com)

Drivers (Massachusetts Residents):
One-quarter Point           40 to 79 Qualified Starts
One-half Point                  80 to 119 Qualified Starts
Three-quarters Point      120 to 159 Qualified Starts
One Point                          160 or more Qualified Starts

Drivers (Non-Massachusetts Residents):
One-quarter Point           60 to 119 Qualified Starts
One-half Point                  120 to 179 Qualified Starts
Three-quarters Point      180 to 239 Qualified Starts
One Point                          240 or more Qualified Starts

IMPORTANT RSP PARTICIPANT INFORMATION

The HHANE Retirement Savings Plan (RSP) is sponsored by the Harness Horseman’s Association of New England (Association).   
 
PARTICIPATION BEGINNING 2019

If you are not a current participant in the RSP, to be eligible to participate you must file an application on or before May 31st of the current Plan Year and the Association must approve your application. The Participant must also be a member of the Association by May 31st of the current Plan Year and remain a Member in Good Standing of the Association at all times. Participants must also satisfy the following specific participation requirements:

Drivers: 

  • If the Racing Season has at least 115 days, Drivers must complete at least 4 Qualified Starts per month during 7 months of the Racing Season.     
  • If the Racing Season has less than 115 days, Drivers must complete at least 4 Qualified Starts per month during 6 months of the Racing Season.

Trainers:             

  • If the Racing Season has at least 115 days, Trainers must complete at least 2 Qualified Starts per month during 7 months of the Racing Season.
  • If the Racing Season has less than 115 days, Trainers must complete at least 2 Qualified Starts per month during 6 months of the Racing Season.


POINTS  A full Point or a portion of a Point is awarded to Drivers and Trainers based on the number of Qualified Starts during the current Racing Season.  Qualified Starts earned as a Driver or a Trainer cannot be combined.

Trainers (Massachusetts Residents):
One-quarter Point           20 to 39 Qualified Starts
One-half Point                  40 to 59 Qualified Starts
Three-quarters Point      60 to 79 Qualified Starts
One Point                          80 or more Qualified Starts

Trainers (Non-Massachusetts Residents):
One-quarter Point           30 to 59 Qualified Starts
One-half Point                  60 to 89 Qualified Starts
Three-quarters Point      90 to 119 Qualified Starts
One Point                          120 or more Qualified Starts

For an explanation of how the contribution value of each point is determined, click here.


VESTING AND FORFEITURES

RSP Participants become 100% vested in their RSP Account: (a) upon completion of five consecutive years of vesting service; (b) at age 65 regardless of the number of years of vesting service; or, (c) if the Participant dies or becomes Totally Disabled while actively engaged as a Driver or Trainer. 

To earn a year of vesting service, you must do three things each Plan Year:  You must be a Member of the Association in Good Standing; you must complete the minimum number of Qualified Starts per month during the Racing Season; and, you must complete the minimum number of Qualified Starts to earn at least ¼ point. 

If a Participant fails to do these three things during a Plan Year, the Participant will have a Break in Service, and the Participant will forfeit any unvested amount in his RSP Account.  Forfeitures are reallocated among the active Participants.  Once you become 100% vested in your RSP Account, you will never forfeit the balance in your RSP Account, even if you later have a Break in Service. If you are vested, you may receive a distribution from your RSP Account when you are 65 or if you become Totally Disabled. 

You cannot re-enter the RSP after you receive a distribution of your RSP Account.


Please contact a Board member with any questions concerning the RSP or matters relating to your participation in the RSP.

For a copy of the RSP documents, please contact HHANE President Bob McHugh.